Please note, various kinds of insurance that exist in Indonesia this.
So, you ideal take it for your vehicle. Do not until the insurance you take actually incriminating you with insurance premiums.
The profit or protection earned for your vehicle is also unequal. So, between payments with what is obtained later should be parallel or even that you receive later than what you imagine.
Then, you should know especially especially first what kind of insurance this vehicle.
1. Perfect Lost Only Insurance (TLO)
Perfectly Usually Perfect Lost Only (TLO) means in case of losing entirely.
Insurance of this vehicle is, insurance claims can be implemented in case of perfect loss, ie, damage that occurs above 75% or loss due to theft or even for theft on the highway or anywhere.
f the measure of damage is less than that, you will not receive compensation for damages. Only 75% taken because the four-wheeled vehicle certainly can not be used anymore.
The excess of this type of insurance is lower TLO insurance premiums compared with all risk insurance.
2. All Risk / Comprehensive Insurance
All risk if it is termed into ordinary Indonesian is all risk.
This insurance is also called comprehensive or whole.
Insurance will pay claims for all kinds of damage, ranging from minor damage, serious damage, to loss.
Very other with this one TLO, a slight blister then the insurer will claim and pay for its damage.
However, insurance all risk financing more expensive than TLO.
Let's take a moment to see, the amount of tariff between the two insurance things that way.
We recommend taking all-risk vehicle insurance in case it is necessary for your comfort in driving, although it is a bit more expensive.
Specifically, you will get what you pay for the insurance company for that matter, plus the extension of the warranty, given the last state that yesterday just happened.
Damage or loss because of the things mentioned above really happen in Indonesia, especially DKI Jakarta.
The size of each vehicle insurance rate of this expansion is different. Ordinary total, less than 0.5%.
This insurance is very useful if you have a four-wheeled vehicle, if there are events that are not in the know, such as accidents and get severe damage.
This insurance also will give account for you who get the disaster.
With this insurance you will be able to cover the cost if the damage to your four-wheeled vehicle is badly damaged, the same as other insurance such as health, also provide a reasonable fee but according to the insurance procedure.
ell, you already know what this four wheel vehicle insurance may be like that just brief, yes for us all insurance is very important.
Hopefully useful for us and if I have the wrong word please in sorry I hope the information above is very petrified you.
That is all and thank you.
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